Summary of Benefits and Coverage (SBC) FHIR Implementation Guide
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Summary of Benefits and Coverage (SBC) FHIR Implementation Guide, published by SBC FHIR Project. This guide is not an authorized publication; it is the continuous build for version 0.1.0 built by the FHIR (HL7® FHIR® Standard) CI Build. This version is based on the current content of https://github.com/jdjkelly/fhir-sbc/ and changes regularly. See the Directory of published versions

Example InsurancePlan: Example SBC - Sample HMO Health Plan

SBC Metadata Extension

  • sbcVersionDate: 2021-01-01
  • minimumEssentialCoverage: true
  • minimumValue: true

Excluded Services Extension

serviceType: Cosmetic surgery

description: Services for cosmetic purposes are not covered

url

service

serviceType: Weight loss programs

description: Weight loss programs except when medically necessary

url

service

identifier: https://www.cms.gov/CCIIO/Resources/Data-Resources/hios/12345CA0010001-01

status: Active

name: Sample Health HMO Gold Plan

period: 2025-01-01 --> 2025-12-31

ownedBy: Sample Health Insurance Company

administeredBy: Organization Sample Health Insurance Company

contact

purpose: General Questions

telecom: ph: 1-800-123-4567, https://www.samplehealth.com

contact

purpose: Uniform Glossary

telecom: https://www.healthcare.gov/sbc-glossary/

coverage

type: health insurance plan policy

benefit

type: Preventive Care/Screening/Immunization

requirement: No prior authorization required for in-network preventive services

benefit

type: Primary Care Visit

requirement: No referral required

benefit

Benefit Limitation Extension: Limited to network specialists only; out-of-network not covered except in emergencies

type: Specialist Visit

requirement: Referral required from primary care physician

benefit

Benefit Limitation Extension: Copay waived if admitted to hospital

type: Emergency Room Care

benefit

type: Hospital Inpatient Care

requirement: Prior authorization required for non-emergency admissions

plan

type: Health Maintenance Organization (HMO)

generalCost

type: Individual Deductible

Costs

-ValueCurrency
*1500United States dollar

comment: Individual in-network deductible

generalCost

type: Family Deductible

Costs

-ValueCurrency
*3000United States dollar

generalCost

type: Individual Out-of-Pocket Maximum

Costs

-ValueCurrency
*6000United States dollar

generalCost

type: Family Out-of-Pocket Maximum

Costs

-ValueCurrency
*12000United States dollar

specificCost

category: Preventive Care/Screening/Immunization

benefit

type: Preventive Care/Screening/Immunization

cost

type: No charge

applicability: in-network

value: 0 USD

cost

type: Not covered

applicability: out-of-network

value: 0 USD

specificCost

category: Primary Care Visit

benefit

type: Primary Care Visit

cost

type: Copayment

applicability: in-network

value: 25 USD

cost

type: Not covered

applicability: out-of-network

value: 0 USD

specificCost

category: Specialist Visit

benefit

type: Specialist Visit

cost

type: Copayment

applicability: in-network

value: 50 USD

cost

type: Not covered

applicability: out-of-network

value: 0 USD

specificCost

category: Emergency Room Care

benefit

Benefit Limitation Extension: Copay waived if admitted

type: Emergency Room Care

cost

type: Copayment

applicability: in-network

value: 350 USD

cost

type: Copayment

applicability: out-of-network

value: 350 USD

specificCost

category: Generic Drugs

benefit

type: Generic Drugs

cost

type: Copayment

applicability: in-network

value: 10 USD

cost

type: Not covered

applicability: out-of-network

value: 0 USD

specificCost

category: Hospital Inpatient Care

benefit

Benefit Limitation Extension: Prior authorization required

type: Hospital Inpatient Care

cost

type: Coinsurance

applicability: in-network

value: 20 %

cost

type: Not covered

applicability: out-of-network

value: 0 %